Start offering flexible pay-over-time options in minutes.
Get paid upfront, no risk, no extra staff, & it's 100% FREE to use
No setup fees, no monthly cost - just more sales.
Trusted By 10,000+
Platform Users
Create your free account and we will send you your login link to start using your custom loan portal as soon as today!
Growing Revenue & Profits for Businesses Across 350+ Classes of Trade
Activate in minutes, offer flexible pay-over-time at checkout, and get paid upfront—no fees, no extra training.
No new hardware, no code, no staff training.
Just sign up and turn it on.
Let customers choose from various affordable
0% intro APR payment options
Your receive the funds in full upfront and the
customer pays over time. A true win win.
From retail to professional services, financing lifts conversions and average order value across high-ticket purchases.
If You Sell It, We Can Finance It.
Pros In The HelloRates
Network
Average ROI With
Customer Financing
Average Upsell
Increase & Opportunity
Average Lead & Sales
Conversion Increase
Everything you need to launch and promote financing from day one.
Your logo and a welcome message for your customers. Personalized application link and status page.
Plug-and-play trust ribbon with a direct link to your personalized loan portal for site headers, footers, or product pages.
Pre designed print friendly templates ready to insert your logo & QR code.
Copy-paste badges and buttons that promote "Pay over time" in every email you send.
Custom generated QR codes for invoices, counter cards, window clings, and packaging that link straight to your portal.
Editable social posts, story frames, counter cards, and table tents to announce financing everywhere.
Quick answers to help you launch with confidence.
Yes, that’s correct! $0 platform fees and $0 per-loan fees. We also include a turnkey marketing toolkit to help you launch fast to ensure success. It’s not only 100% free, but it’s also the easiest customer financing program in the market.
No. On approved transactions, the lender assumes repayment risk. You’re protected and still get paid in full.
Unlike other lenders that make you jump through hoops to get paid with sales contracts, product and service restrictions and copious paperwork, our process is simple. Customers get funded or receive access to their 0% APR card and then pays you in full or follows the terms of the payment arrangement that you decide. We never dictate how or when you get paid.
Yes!. Businesses typically see 30%+ higher conversions and bigger average order values when financing options with affordable payments are offered and incorporated into their marketing and sales efforts..
We’ve been leaders in customer and patient financing for over 20 years, pioneering and perfecting the no‑fees/no‑cost model. Trusted by 10,000+ businesses to grow sales, cash flow, and profit—while providing customers affordable payments. Get started today and leverage our frictionless, turn‑key customer financing to boost your cashflow, sales, profits and customer satisfaction.
It takes less than 5 minutes. Free forever. No setup fees or risk.
No credit card required. Get started in 5 minutes.
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